Pre-Qualification     Inspection     LINKS Home Shield     Contract     The Closing

A title search is usually ordered by the buyer's attorney. A title search is a review of public records and reveals whether there are possible title problems.

Typical title issues relate to easements and liens. An easement is a right to use property, such as a utility easement. Liens are a charge against a property to satisfy the current owner's debt. Tax liens, mechanics' liens and mortgages are examples. Title problems must be rectified before the sale of the property can proceed. This is all necessary to assure clear title and the issuance of Title Insurance which is usually required by the lender. Title Insurance insures against loss due to certain title defects that didn't turn up during the title search.

A survey of the property is also needed, or if one exists and is acceptable, a survey inspection. Your lawyer can help you assess and solve issues found in a title search or survey so you can complete your purchase and enjoy your new home without worry.

Contact a professional about title services now.

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